Faced with persistently low interest rates and important changes in requirements, Crédit Mutuel Alliance Fédérale is speeding up its diversification and opting for a multiservice strategy, which will be deployed by its branch networks with the support of the subsidiaries and specialist centers of expertise:
- Retail banking
in France, through the Crédit Mutuel and CIC networks and Banque Européenne du Crédit Mutuel (BECM), as well as internationally via Targobank in Germany in particular, and Beobank in Belgium. - Insurance
with Assurances du Crédit Mutuel (ACM) - Corporate and investment banking
principally at CIC: CIC Corporate, structured financing and international business - Consumer credit
with Cofidis, a European leader in this field - Mobile phones
with the implementation of a long-term distribution agreement under which Crédit Mutuel will sell the fixed and mobile products and services of Bouygues Telecom through the Crédit Mutuel local banks and the CIC branch network - Home protection
with Homiris, France’s no. 1 in home surveillance - Factoring & leasing
with Crédit Mutuel Factoring, Factofrance, Crédit Mutuel Real Estate Lease, Crédit Mutuel Leasing and CCLS - Real estate
including AFEDIM and Crédit Mutuel Immobilier - Asset management
Crédit Mutuel Investment Managers, Crédit Mutuel Asset Management, BLI, CIC Private Debt, etc. - Employee savings
with Crédit Mutuel Epargne Salariale - Private banking
including CIC Banque Privée, Banque Transatlantique, Banque de Luxembourg and Banque CIC (Switzerland) - Private equity and capital markets
Crédit Mutuel Equity and CIC Market Solutions - Electronic payments
- IT, technology and innovation
with Euro-Information - Advice and Service Center
with CCS